BufferMoney Explained

How BufferMoney works?

Imagine having access to a financial buffer on standby, ready to drop into your bank account.

Built for real life, BufferMoney offers a pre-approved line of credit which you can dip into, repay, and refill whenever you need it. 

As you repay, everything but interest repaid is available to use again, as needed.

If you want to pay more than the minimum amount due monthly, every additional pound tops up your Buffer, so it’s ready when you are. 

How BufferMoney works?

Apply

for BufferMoney

We’ve designed our application process to be easy to follow – it shouldn’t take more than a few minutes.

Ready

to access when you want it

Once approved, your Buffer is ready for you to access as and when you need it, if at all.

Draw down

from your Buffer account

When you want to access your line of credit, log into the BufferMoney portal to transfer funds straight to your bank account.

Clear costs

and transparent interest

Whatever your credit limit, you’ll only pay interest on money you've transferred.

Repay


You must make your minimum repayment each month. If you want to pay more, every additional pound tops up your Buffer, so it’s ready when you are.

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