Who is BufferMoney?
BufferMoney is the newest trading brand of a well-established UK financial services business with over 20 years’ experience.
We are authorised and regulated by the Financial Conduct Authority and active members of the Consumer Credit Trade Association.
We believe everyone deserves real choice when it comes to their money. Our personal line of credit is designed to be flexible, practical, and built around the realities of everyday life.
We aim to build positive, supportive, and judgement-free relationships with our customers.
We are authorised and regulated by the Financial Conduct Authority and active members of the Consumer Credit Trade Association.
We are proud to operate in accordance with FCA rules and regulations and to put customers at the centre of everything we do. Your financial well-being is at the heart of our business. Our dedicated compliance team ensures our products and services remain aligned with the needs of our customers.
A revolving credit facility gives you access to an approved credit limit. You can draw down money when you need it, repay it, and borrow again up to your available credit limit. Unlike a fixed-term loan, there isn’t a single amount borrowed upfront or a fixed repayment period.
We think it offers more benefits as traditional borrowing, and with more control and flexibility.
With a personal line of credit:
We’ve designed our application process to be simple to follow and quick to complete – it shouldn’t take more than a few minutes.
Check if you’re eligible to apply – it shouldn’t take more than a few minutes. Then, we’ll conduct a soft credit check. Don’t worry, this won’t impact your credit score.
Begin your application – if you’re provisionally accepted, you may proceed with your application. Once approved, you’ll have access to money whenever you need it, up to your credit limit (£500-£4,000, based on your eligibility).
Start using your Buffer – enjoy the flexibility of using BufferMoney, with no fees. Interest only applies when you transfer money to your bank account, so you only pay for what you use. The amount you transfer is up to you. Whether you choose to use it or not.
